Services

Investment Costs Matter LLC ("ICM") provides the following services:

○ Identifying and analyzing the fees, expenses, charges, and other costs, etc. associated with your investment portfolio.

○ Advising you about implementation or refinement of an existing or new investment policy or similar document.  This advice may include suggestions for consolidating portfolios for investment cost savings, transferring investment assets to a new brokerage/custodial firm for investment cost savings, and suggestions for new investments and the liquidation of existing investments, in both cases including for investment cost savings.

○ Reviewing your investment portfolio with a goal of improved risk-adjusted, net-of-fees performance through implementation of a low cost, index-based investment approach.  (Please note that there is and can be no guarantee of improved performance through implementation of ICM’s investment approach.)

○ Advising and assisting with your consideration of a relationship with a financial services firm, including investment advisors and investment banking firms.

○ Advising and assisting with your negotiation or re-negotiation of terms of engagement of a financial services firm, including investment advisors and investment banking firms.

○ Reviewing the performance and commitment-fulfillment of a financial services firm, including investment advisors and investment banking firms with which you have an existing relationship.

○ Advising and assisting with extrication from your cost-burdened, distressed, or troubled investments.

○ Reviewing and assisting with the negotiation of terms of your consideration of investing in investment partnerships and similar funds, etc.

○ Reviewing and assisting with the negotiation of a financial institution's (or other lender's) credit agreement terms and loan documents.

○ Advising and assisting with your consideration of buying or selling a business.

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